A consultant walking a business owner through a financial report at his office desk

Capital ready. Operations built to last.

Get your business funded on its own credit, and built to keep qualifying for more.

Lenders score your business before you ever apply. We show you what they see, fix what's holding you back, and connect you with funding that fits, without putting your personal credit on the line.

Book your free Fundability Snapshot Explore the four paths

Free 30-minute call · No obligation · Serving Greater Houston from Montgomery, TX

Our three pillars

Capital Access

Funding that fits, built on your business's own credit.

Profitable Growth

Revenue that converts into margin and cash.

Business Effectiveness

Operations, people and KPIs built to perform.

A fabrication shop owner talking through operations with a consultant on the shop floor

For motivated business owners

Does this sound familiar?

  • The bank turned you down, or offered far less than you asked for.
  • You're running the business on personal credit cards.
  • You don't know your business credit scores, or don't have any yet.
  • You need capital for equipment, hiring, inventory or a new location.
  • Revenue is growing, but profit and cash aren't keeping up.

We work with contractors, trucking, medical, restaurants, retail, e-commerce and professional services firms.

Choose your path

Four ways we help, one free call to start.

Every engagement begins with a free 30-minute call. If you're ready for funding now, we'll tell you. If you're not, you'll leave with a clear plan to get there. Pricing is on our current price sheet, which we'll share on your call or by email on request.

Option 1

Funding Now

For established businesses that need capital in the next 30 to 60 days.

Timeline 30 to 60 days

  • Funding review and program matching
  • Application prep and a cleaner file
  • Side-by-side offer comparison
  • Next-round plan to qualify for more

Option 2

Business Credit & Funding Suite

For newer businesses, thin credit files and owners tired of using personal credit.

Timeline 3 to 12 months

  • Fundability setup done right
  • D-U-N-S and bureau profiles
  • Reporting vendor and store accounts
  • Credit monitoring and advisor support

Option 3

Capital Readiness Accelerator

For growing businesses seeking $100K+ in funding, or owners who want a strategic partner.

Timeline 90-day program

  • Everything in the Suite
  • 13-week cash-flow forecast
  • KPI dashboard and operations review
  • Lender-ready package and six working sessions

Option 4

Business Improvement Assessment

For owners who want to grow profit, cash flow and business value, not just secure funding.

Timeline One focused week

  • Finance, operations, sales and people
  • Opportunity portfolio with sized impact
  • Prioritized 90-day roadmap
  • Interactive working-session report-out
See the assessment week

Business Improvement Assessment

Find the profit and cash hiding in your business.

In one week, Kevin Ford and his team assess your finances, operations and growth engine, then work through a prioritized portfolio of improvement opportunities with you. Implement them with our team, or on your own.

  1. Day 1Kickoff, owner interview and data request
  2. Days 2–3Review of financials and operations; interviews with key team members
  3. Day 4Size and prioritize each opportunity by impact and effort
  4. Day 5Report-out and suggested actions meeting: a working session on your 90-day roadmap

Fixed fee for the full week, all inclusive. We'll review pricing and payment terms on your free intro call.

Book your free intro call
A consultant leading business owners through a 90-day roadmap at a whiteboard during an interactive session
Our sessions are interactive working sessions, not presentations.

What lenders look at

Lenders judge more than your credit score.

We review the factors that decide approvals, then fix the red flags before you apply.

  • Entity setup, EIN, business address, phone and listings
  • Business credit reports with Dun & Bradstreet, Experian and Equifax
  • Bank balances, deposits and revenue history
  • Financial statements, tax returns and cash flow
  • Time in business, industry and the owner's personal credit

Funding we help you pursue

Business lines of credit · Term loans · SBA loans · Equipment and vehicle financing · Commercial real estate financing

A restaurant owner reviewing a printed cash-flow forecast with a consultant

How it works

A clear path from first call to funded.

  1. 01

    Book a free Snapshot

    A 30-minute call. Have your revenue, time in business and funding goal handy.

  2. 02

    Get your roadmap

    See what lenders see, what's holding you back, and what you likely qualify for now.

  3. 03

    Build and fix

    We set up your business credit and fix lender red flags, step by step, with you.

  4. 04

    Get funded

    Apply for the right funding at the right time, and plan your next round.

SMB Growth Partners logo with the three pillars: Capital Access, Profitable Growth and Business Effectiveness

Why SMB Growth Partners

Most funding companies stop at the application. We don't.

Kevin Ford is an operations and performance-improvement consultant with over three decades of experience, serving clients that range from small and medium businesses to Fortune 500 enterprises.

You get both sides: access to funding, and the operating discipline to keep qualifying for more. We help you get approved, and we strengthen the business so it keeps earning the next round.

The trident stands for the three things every owner needs working together: capital, profit and a business that runs well.

Start with a conversation

Book your free 30-minute Fundability Snapshot.

You'll see which path makes sense for your business today, with no cost and no obligation.

Choose a time on Calendly
Kevin Ford
Founder
Email
[email protected]
Phone
(813) 453-2147
Web
fordbusinessfunding.pages.dev
Based in
Montgomery, Texas · Serving Greater Houston